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Testimonials: Flower Mound, Plano and Frisco Texas home buying, real estate listings, and homes for sale in Denton and Collin County, TX

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What home is the best example of colonial architecture in homes designed to "grow" as the family grew?
A	The House of the Seven Gables in Salem, MA, that was the model for Nathaniel Hawthorne's novel of the same name.
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The Rhodes Team, REALTOR®, real estate agents and broker for Flower Mound, Plano and Frisco Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Rhodes Team
Keller Williams
3204 Long Prairie Road, Suite C
Flower Mound, TX 75022
18383 Preston Rd. #150 Dallas, TX 75252
Tel: 972-899-5600
Toll-free: 800-356-6659
Fax: 972-380-7971
Email: russellrhodes@NUMBER1EXPERT.com
Verna and Russell are a mother and son duo who have combined forces to provide superior services to their clients throughout Flower Mound, Lewisville, Coppell, Carrollton, Frisco, Plano, The Colony, Grapevine, Southlake, Argyle, Lantana, Double Oak, Highland Village, Corinth, Bedford, Euless, Corinth, Little Elm, Denton, Dallas, Trophy Club, Richardson, Allen and surrounding areas. They have over 30 years of combined experience and have sold over 2400 homes. Russell is dedicated to running the business in a way that pleases and brings honor to God. Their group, The Rhodes Team, is comprised of eleven licensed agents and two non-licensed members whose goal is to assist their clients with a servant’s heart. They are committed to providing first class service before, during and after the sale. They will be there when you need them. ALWAYS!

Allen, Argyle, Bedford, Carrollton, Coppell, Corinth, Dallas, Denton, Double Oak, Euless, Flower Mound, Frisco, Grapevine, Highland Village, Lantana, Lewisville, Little Elm, Plano, Richardson, Southlake, The Colony, and Trophy Club.

*Each office is independently owned and operated.

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NUMBER1EXPERTS™ in real estate for Flower Mound, Plano and Frisco, Texas

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